If you’re a veteran with a 100% Permanent and Total (P&T) disability rating, you may already know about monthly disability compensation.
But what many veterans don’t realize is that this rating opens the door to a wide range of other benefits that can improve daily life, for you and your family.
Let’s break down the top benefits available in 2025, plus who qualifies.
Eligibility for 100% P&T VA Benefits
To qualify for these benefits, veterans must:
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Have a 100% disability rating from the VA.
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Be designated Permanent and Total (P&T), meaning the condition is not expected to improve.
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Have a service-connected disability that qualifies under VA guidelines.
Note: Some benefits also extend to spouses, children, or dependents, such as educational support, property tax exemptions, and healthcare coverage.
You may have access to support programs you didn’t know about. Find out more here!
Monthly Disability Compensation
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Veterans with 100% P&T can receive $3,831.30 to $4,544.23 per month, depending on family status.
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This is tax-free income designed to cover essential living costs.
Healthcare and Insurance Benefits
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Free VA healthcare and dental care with full coverage.
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Veterans’ Group Life Insurance (VGLI): Access to affordable life insurance.
Education Benefits
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Dependents’ Educational Assistance (DEA): Helps spouses and children with college tuition, training, or certification programs.
Housing and Property Benefits
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VA Home Loan Perks: Zero down payment plus waived funding fee.
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Property Tax Exemptions: Many states offer reduced or even 100% exemption for disabled veterans.
End-of-Life Benefits
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Free burial in a VA national cemetery.
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Government-covered headstone or marker.
Everyday Savings and Perks
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Commissary and Exchange Access: Tax-free shopping at military bases.
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National Park Pass: Lifetime free pass for veterans with permanent disabilities.
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Clothing Allowance: Annual stipend if medical devices or prosthetics damage clothing.
Travel and Extra Support
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Space-A Travel: Free flights on military aircraft for veterans and eligible family members.
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Travel Reimbursement: Mileage reimbursement for VA medical appointments.
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Free Tax Prep: Assistance available through VA programs and partners.
The Bottom Line
The VA doesn’t always make these programs easy to find, but they’re there for veterans who qualify.
If you have a 100% P&T rating in 2025, you’re entitled to far more than just monthly compensation. These benefits can help you:
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Save money on housing and taxes
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Get free healthcare and education support for your family
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Access perks like shopping, travel assistance, and free park entry
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