Millions of Americans rely on government benefits each month, but which programs help the most people in 2025?
If you want to maximize your support and access the help you qualify for, here’s a step-by-step plan:
Medicaid & CHIP
What it covers: Health insurance for low-income individuals, children, seniors, and people with disabilities.
How to apply:
-
Visit Medicaid.gov or your state Medicaid website.
-
You can also apply through the Health Insurance Marketplace at HealthCare.gov.
-
Prepare income proof, ID, and household information.
-
Many states allow phone or in-person applications at local offices.
Tip: If you have kids, ask about CHIP (Children’s Health Insurance Program) for coverage options.
You’ve earned certain benefits! Make sure you’re getting them here.
Social Security (Retirement, SSDI, SSI)
What it covers: Monthly payments for retirees, disabled individuals (SSDI), and low-income seniors or people with disabilities (SSI).
How to apply:
-
Visit SSA.gov and create a “my Social Security” account.
-
Apply for Retirement, SSDI, or SSI online or call 1-800-772-1213 for help.
-
Have your work history, medical records (for SSDI), and bank information ready.
Tip: Apply 3-4 months before you need benefits to avoid delays.
SNAP (Food Stamps)
What it covers: Monthly funds on an EBT card to buy groceries.
How to apply:
-
Visit your state’s SNAP application portal (find your state link here: SNAP State Directory).
-
Many states allow phone or online applications.
-
Have your income, expenses, ID, and household information ready.
Tip: If you have kids, also ask about Sun Bucks (Summer EBT) for additional summer grocery support.
Unemployment Insurance
What it covers: Temporary payments if you lose your job through no fault of your own.
How to apply:
-
Visit your state’s unemployment insurance website (search “[Your State] unemployment benefits”).
-
File online as soon as possible after losing your job.
-
Provide work history, reason for job loss, and bank account information.
Tip: Keep filing weekly/biweekly certifications to continue receiving payments.
More Tips to Maximize Your Benefits:
-
Apply as soon as you are eligible. Waiting can delay your support.
-
Keep documentation organized. This includes pay stubs, medical records, utility bills, and IDs.
-
Ask questions. Use helplines or visit local offices if you need assistance.
-
Check for additional state programs. Many states offer energy assistance, housing aid, and childcare support.
-
Get the latest updates and tips delivered straight to your inbox!
Subscribe Now to explore exclusive benefits, eligibility insights, and more resources.
